Excel workbook · instant digital download

Know your profit before you send the quote.

MARGENTRA™ is a practical Excel pricing and job-profitability system built for small contractors and trades businesses. Calculate what a job really costs, protect your target margin, test discounts and cost overruns, price change orders — and compare your estimates with what actually happened.

Get MARGENTRA — One-time payment · no monthly MARGENTRA subscription
Inside the workbook
01 Business Settings Your target margin and basic assumptions.
02 Labor Rate Calculator A billed rate from real cost and productive hours.
03 Overhead Recovery What to recover per job and per billable hour.
04 Quote Builder + Margin Guard Cost, required quote, expected profit and margin.
05 Discount Guard What a requested discount does to expected profit.
06 What-If Simulator Stress-test labor, materials and discounts.
07 Change Order Pricer Price the extra work before you do it.
08 Job Tracker + Owner Dashboard Estimate versus actual, in one place.
The problem

Busy doesn't always mean profitable.

You can win the job. Keep your crew busy. Invoice the customer. Get paid. And still discover that the job made far less money than you expected.

The problem often starts before the work even begins — and by the time you discover it, the price may already be agreed.

  • Labor priced too low. — The billed rate never covered the real cost of an hour on site.
  • Overhead forgotten. — Running costs were never recovered inside the job price.
  • Material costs underestimated. — The estimate was built on out-of-date prices.
  • A discount that quietly destroys the margin. — 10% off the price is not 10% off the profit.
  • Markup confused with margin. — Two different numbers, one expensive mistake.
  • Extra work completed without being priced. — “While you're here…” done for free.

MARGENTRA helps you check the financial logic before you commit to the quote.

One system

From quote to actual profit.

MARGENTRA isn't just a basic margin calculator. It gives you a structured workflow for pricing and reviewing jobs.

LABOR

Labor Rate Calculator

Calculate a billed labor rate using the real business cost of labor and productive hours.

OVERHEAD

Overhead Recovery

Enter recurring business overhead and calculate how much needs to be recovered per job and per billable hour.

QUOTE

Quote Builder + Margin Guard

Build the financial side of a quote using labor, materials, equipment, subcontractors, other direct costs and overhead. See the underlying cost, required quote, expected profit and expected margin.

DISCOUNT

Discount Guard

See how a requested discount affects expected profit before agreeing to it.

WHAT-IF

What-If Simulator

Stress-test your quote: labor takes longer, materials cost more, the customer asks for a discount — or several problems happen at the same time.

EXTRAS

Change Order Pricer

Price additional work before doing it. Calculate the underlying cost, the minimum price at your target margin and the resulting margin.

HISTORY

Job Tracker

Record completed jobs and compare estimated results with actual revenue and actual costs.

OVERVIEW

Owner Dashboard

Key pricing and profitability information in one place — including current quote risk, actual profit, portfolio margin, profit variance and jobs below target margin.

SETUP

Business Settings + Quick Start

Set your target margin and business assumptions once, then follow the built-in Quick Start workflow and guidance.

A €667 misunderstanding

Markup is not margin.

And confusing them can cost real money. Imagine your total job cost is €8,000 and you add 25% markup.

YOUR QUOTE
€10,000

€8,000 cost plus 25% markup. Expected profit: €2,000.

YOUR ACTUAL MARGIN
20%

€2,000 profit on €10,000 of revenue — not the 25% you had in mind.

PRICE FOR A 25% MARGIN
≈ €10,667

About €667 difference, on a single quote.

MARGENTRA calculates pricing from the target margin, so you can see the difference before sending your price.

What-If Simulator

What happens if the job doesn't go to plan?

Quotes are estimates. Reality changes. Labor may take longer, materials may increase in cost, a customer may ask for a discount. MARGENTRA's What-If tool lets you test those scenarios before they happen.

Instead of asking “I think we'll still make money…” you can check the numbers.

  • Projected cost. — What the job costs under the stressed scenario.
  • Projected profit. — What is left after the overrun.
  • Projected margin. — Measured against your target.
  • A clear scenario status. — So the result is not open to interpretation.
Discounts & extras

The two places margin disappears quietly.

DISCOUNT GUARD

See what a discount really costs you

A customer asks: “Can you give me 10% off?” Ten percent off the selling price doesn't necessarily mean ten percent less profit — the impact on profit can be much larger. MARGENTRA shows the expected profit lost to the discount before you agree to it. Then the decision is yours.

CHANGE ORDER PRICER

Stop giving away extra work

“While you're here, could you also…?” Small extras can become unpaid work. Enter the additional labor, materials, equipment, subcontractor costs and other direct costs, and calculate the minimum price required for your target margin. Price the extra before you do the extra.

Estimate vs actual

Learn from completed jobs.

Estimating gets more useful when you compare it with reality. After a job is completed, MARGENTRA lets you record actual revenue and actual costs. That gives you evidence you can use when reviewing future assumptions — instead of repeatedly guessing.

See the business from one dashboard

The MARGENTRA Owner Dashboard brings together key information in one place:

Current quote Recommended quote · target margin · expected profit · markup/margin risk
Discounting Requested discount · profit lost to discount
Cost basis Labor billed rate · overhead per job
Risk Worst What-If result
Completed work Completed jobs · actual revenue · actual profit · change-order revenue
Portfolio Portfolio margin · profit variance vs estimate · jobs below target margin
Who it is for

Built for small contractors and trades.

If you quote jobs involving labor, materials and overhead, MARGENTRA is designed to help you make the pricing math clearer.

  • General Contractors
  • Remodelers
  • Painters
  • Electricians
  • Plumbers
  • HVAC Contractors
  • Landscapers
  • Carpenters
  • Flooring Contractors
  • Handymen
  • Other small trades & home-service businesses
How it works

Eight steps, in order.

STEP 1

Set your business targets

Enter your target margin and basic business assumptions.

STEP 2

Calculate your real labor rate

Use your actual labor costs and productive hours.

STEP 3

Account for overhead

Calculate the overhead that needs to be recovered.

STEP 4

Build the quote

Enter the job-specific numbers. MARGENTRA calculates the underlying cost and the required selling price.

STEP 5

Test the risk

Test discounts, labor overruns and material cost increases.

STEP 6

Price extras

Use the Change Order Pricer before additional work begins.

STEP 7

Record the actual result

After the job, enter the actual numbers.

STEP 8

Learn and improve

Compare estimates with completed-job results and use that information when preparing future quotes.

What you are not signing up for

No monthly software bill.

ONE-TIME

Pay once, use it again and again

MARGENTRA is an Excel-based digital product. No mandatory monthly MARGENTRA subscription. No mandatory AI subscription. No paid API is required for the workbook's core calculations.

IN EXCEL

Your core calculations stay in Excel

MARGENTRA's core calculations are performed inside the workbook. There is no requirement to send every quote and business cost to MARGENTRA servers for those calculations.

What you get

One workbook. One price. Nothing recurring.

There is a single purchase option. Everything listed below is included — there is no upgraded tier, no add-on and no recurring charge of any kind.

Instant digital download

  • Business Settings
  • Labor Rate Calculator
  • Overhead Recovery Calculator
  • Quote Builder + Margin Guard
  • Discount impact calculations
  • What-If / Cost Shock Simulator
  • Change Order Pricer
  • Job Tracker
  • Owner Dashboard
  • Quick Start workflow and guidance

Secure payment by card, PayPal, Apple Pay or Google Pay, depending on your region. Prices are shown excluding tax; VAT or sales tax is calculated and displayed at checkout based on your billing country.

Scope

What MARGENTRA does not do.

We want you to know exactly what you're buying. MARGENTRA is a focused pricing and job-profitability system — and nothing more than that.

  • It is not accounting or tax software. — And it is not a bookkeeping service.
  • It is not a CRM or a dispatch system. — There are no customers, schedules or crews to manage in it.
  • It is not a replacement for your accountant. — It gives no accounting, tax, legal or financial advice.
  • It is not a supplier-price database. — Material prices are the ones you enter.
  • It is not an AI business advisor. — The calculations run on your figures, in your workbook.
Perspective

One bad quote can cost more than MARGENTRA.

Imagine an estimating or pricing mistake costs your business €200. It only needs to happen once for that amount to be many times the purchase price.

MARGENTRA cannot guarantee that it will prevent every mistake or increase your profits. What it gives you is a structured way to check the pricing math, test risks and review results — before you commit to the price.

Questions

Frequently asked questions

Is MARGENTRA accounting software?

No. MARGENTRA is a pricing and job-profitability decision-support workbook. It doesn't replace professional accounting, bookkeeping, tax, legal or financial advice.

Do I need accounting knowledge?

You don't need to be an accountant to use the workbook. MARGENTRA provides a structured workflow and performs its built-in calculations from the figures you enter.

Is MARGENTRA just a basic profit calculator?

No. It includes labor-rate calculation, overhead recovery, quote building, margin control, discount analysis, What-If scenarios, change-order pricing, completed-job tracking and an owner dashboard.

Does MARGENTRA use AI? Do I need ChatGPT?

AI is not required for the core product, and you do not need ChatGPT. The core calculations are performed inside the Excel workbook.

Is there a monthly subscription?

No mandatory monthly MARGENTRA subscription is required for the core product. MARGENTRA costs , one time.

What software do I need?

MARGENTRA is an Excel workbook and requires a compatible version of Microsoft Excel.

Can I test what happens if my costs increase?

Yes. The What-If section lets you test labor changes, material-cost changes and discounts, and see their projected impact on profit and margin.

Can I price additional work?

Yes. The Change Order Pricer is designed to calculate the underlying cost and margin of additional work before it is performed.

Can I compare my estimate with what actually happened?

Yes. The Jobs section lets you record completed-job information so estimated and actual performance can be reviewed.

Does MARGENTRA guarantee that my jobs will be profitable?

No. MARGENTRA performs calculations based on the information and assumptions you enter. Actual job results can differ.

How and when do I get the file?

Immediately. As soon as your payment is confirmed you are shown a download link on screen, and the same link is emailed to the address you enter at checkout. Delivery is normally instant and always within one hour. Full details are on our Delivery Policy page.

Who will appear on my card statement?

Your order is processed by Lemon Squeezy, our reseller and Merchant of Record. The charge shows as rather than our brand name.

Can I get an invoice for my business?

Yes. Enter your company name and VAT or tax number at checkout and Lemon Squeezy issues a compliant invoice automatically. A copy is also included with the order confirmation emailed to you.

Don't find out after the job

Check before you quote.

MARGENTRA™ — know your profit before you send the quote.

Pricing · Margin · Discounts · What-If · Change Orders · Actual Results

One-time payment
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